Introduction:
This project deals with the concept of small and medium enterprises in India with a special reference to the Corporation Bank. As the small and medium enterprises are the organizations with lesser capital and resources than other organizations. Worldwide, the micro small and medium enterprises (MSMEs) have been accepted as the engine of economic growth and for promoting equitable development. The major advantage of the sector is its employment potential at low capital cost. The labour intensity of the MSME sector is much higher than that of the large enterprises. The MSMEs constitute over 90% of total enterprises in most of the economies and are credited with generating the highest rates of employment growth and account for a major share of industrial production and exports Therefore this particular project is aimed to analyze the financial performance of the Corporation Bank. It was found that it is no where underperforming as a small and medium enterprise. For analysis purpose different techniques were used.
India has a vibrant micro and small enterprise sector that plays an important role in sustaining the economic growth, by contributing around 39 per cent to the manufacturing output and 34 per cent to the exports in 2004-05. It is the second largest employer of human resources after agriculture, providing employment to around 29.5 million people (2005-06) in the rural and urban areas of the country. Their significance in terms of fostering new entrepreneurship is well-recognized. This is because, most entrepreneurs start their business from a small unit which provides them an opportunity to harness their skills and talents, to experiment, to innovate and transform their ideas into goods and services and finally nurture it into a larger unit.
Over the years, the small scale sector in India has progressed from the production of simple consumer goods to the manufacture of many sophisticated and precision products like electronics control systems, micro wave components, electro medical equipments, etc. The process of economic liberalization and market reforms has further exposed these enterprises to increasing levels of domestic and global competition. The formidable challenges so generated for them have led to a novel approach of cluster development for the sector. As a result, private and public sector institutions, both at the Central and State levels are increasingly undertaking cluster development initiatives.
Small and Medium Enterprises (SMEs) typically contribute to around 50 per cent of GDP and 60 per cent of employment internationally. Contribute between one quarter and one third of manufactured exports and account for usually less that 10 per cent of foreign direct investment (FDI). In most national economies, SMEs comprise more than 95 per cent of market participants, and contribute to around 50 per cent of direct value added or production. Overall, SMEs are estimated to contribute between 25 and 35 percent of world manufactured exports.
Number of Pages of Project Report: 88
Package Includes: Project Report
Project Format: Document (.doc)
Table of Contents of Project Report:
CHAPTER 1: INTRODUCTION
1.1 EXECUTIVE SUMMARY
1.2 OBJECTIVES OF THE PROJECT
1.3 SCOPE OF THE PROJECT
CHAPTER 2: LITERATURE REVIEW
CHAPTER 3: SMALL AND MEDIUM ENTERPRISES
3.1 MEANING AND DEFINITION OF SMALL ENTERPRISES IN OTHER COUNTRIES
3.2 MEANING AND DEFINITION OF SMALL ENTERPRISES IN INDIA
3.3 ECONOMY ANALYSIS: MICRO AND MACRO ECONOMIC FACTORS
3.4 INDUSTRY ANALYSIS: PERFORMANCE OF BANKING SECTOR
3.5 THE COMPANY ANALYSIS: THE CORPORATION BANK
CHAPTER 4: RESEARCH METHODOLOGY & PROCEDURE OF WORK
4.1 FINANCIAL STATEMENTS ANALYSIS
4.2 PARTIES INTERESTED
CHAPTER 5: DATA ANALYSIS AND INTERPRETATION
5.1 COMPARATIVE INCOME STATEMENT OF CORPORATION BANK
5.2 COMPARATIVE BALANCE SHEET OF CORPORATION BANK FOR THE YEAR ENDING MARCH 2010 AND 2011
5.3 COMMON SIZE BALANCE SHEET AS ON 31ST MARCH, 2010 AND 2011
5.4 COMMON SIZE INCOME STATEMENT OF CORPORATION BANK
5.5 RATIO ANALYSIS
5.6 TREND ANALYSIS OF CORPORATION BANK
FINDINGS
RECOMMENDATIONS
LIMITATIONS
CONCLUSIONS
BIBLIOGRAPHY