Introduction:
Finance is one of the major elements, which activates the overall growth of economy. Finance is the lifeblood of economic activities. The study of business finance is concerned with the provision, flow and use of finance within a business organization and with demand for, and supply of, funds for business within the economy as a whole. Funds for a business are obtained from a variety of sources and it may be classified in two major categories namely internal and external. Internal funds are obtained by retention of a portion of the company's own revenue stream. External financing, on the other hand, represents a transfer of capital funds to the business from other business units or individuals or institutions in the form of loans or additional ownership capital.
Finance is the most important factor for any kind of business. A business unit requires both short term and long term finance for its smooth functioning. In planning for the future it is important to have a clear and consistent objective of the financial system is the provision of the financial services at prices that reflect their cost. Building financial institutions, financial markets and financial instruments is, therefore, a continuing process. Different financial institutions provide services that are both complementary to and competitive with each other. A well built financial system directly contributes to the growth of the country. An efficient financial system calls for effective performance of financial institutions, financial instruments, and financial markets. This would enable the country to have supply of funds to the industry and agriculture continuously. Economics problems of the nation can be solved comfortably, - through which self - sufficiency can be attained. Thus the financial system plays a significant role in the building up the economy. Every enterprise, whether big, medium or small needs finance to carry on its operations to achieve its targets. Hence, finance is so indispensable today that it is rightly said it is lifeblood of an enterprise. Without adequate finance, no enterprise can possibly accomplish its objectives.
The function of finance has been traditionally classified into two type's namely private finance and public finance deals with the requirements, receipts and disbursement of funds in government institutions like state, local, self-government. Private finance is concerned with the requirement, receipts and disbursement of funds in case of an individual, a profit seeking business organization and a non-profit organization. During the pre-independence period, financial constraints have hampered the rapid development of industry in the country. After the independence, the government built up a network of specialized financial institutions with a fairly big capital base to provide financial assistance to all types of types of industrial includes small-scale industries.
A growing economy needs the support of financial structure, which is responsive to the needs of development. In India , in the process of financial deepening ,commercial banks have shoulder special responsibilities for meeting the financial needs of diverse sectors of economy , at various modes and instruments of financing ,fashioned various organizational innovations, moved away from traditional commercial banking and evolved into development banks responsive to socio-economic needs. This paves the way for the establishing efficient banking system viz., namely commercial banking and development banking.
The specific objectives of the present study are as follows:
- To study the structure of Mutual Funds in India and perception level of investor towards HDFC Mutual Funds.
- To study the Mutual funds schemas of HDFC.
- To study the performance of Mutual Funds in India.
- To study a wide spectrum of investment options.
- To examine how customers in a specific segment rate the investment in mutual fund as an investment option.
Number of Pages of Project Report: 73
Package Includes: Synopsis/Project Proposal + Project Report
Project Format: Document (.doc)
Table of Contents of Project Report:
1. Introduction to Finance
2. Financial Management-Meaning
3. Objectives of Financial Management
4. Evolution of Financial System
5. Structure of Indian Financial system
6. Reserve Bank of India
7. Role and Function of RBI
8. SEBI
9. Constitutions and Organizations
10. Objectives and Regulatory Approach
11. Financial Institutions
12. Financial Markets
13. Investments
14. Objectives of Investments
15. Success in Investments
16. Investment Alternatives
17. Non- Marketable Financial Assets
18. Equity Shares
19. Bonds
20. Money Market Instruments
21. Mutual Funds
22. Life Insurance
23. Real Estate
24. Precious Objects
25. Financial Derivatives
26. Mutual Funds {Detail}
27. Scope of Mutual Funds
28. Types of Mutual Funds
29. Statement of Problem
30. Scope of Study
31. Objectives of Study
32. Operational Definitions of the concepts
33. Company Profile
34. Overview and Background
35. HDFC Mutual funds and Standard Life Ltd.
36. Business Objectives and Vision
37. Organizational goal
38. Capital Structure
39. HDFC Rating
40. Corporate Governance Rating
41. HDFC Mutual Fund Products
42. Bibliography
