Shopping Cart
0 item(s) - Rs. 0.00
MBA Project Reports, BBA Project Reports, Download MBA Project Reports, Projects Sample Topics
MBA projects, BBA project reports, MBA synopsis,Project proposal
| More

Finance-Trend Analysis of HDFC ERGO General Insurance Company

Rs. 2,000.00



Introduction:
Financial Trend Analysis (also referred to as financial statement analysis or accounting analysis or Analysis of finance) refers to an assessment of the viability, stability and profitability of a business, sub-business or project.

It is performed by professionals who prepare reports using ratios that make use of information taken from financial statements and other reports. These reports are usually presented to top management as one of their bases in making business decisions.

Goals
Financial analysts often assess the following elements of a firm:
1. Profitability - its ability to earn income and sustain growth in both the short- and long-term. A company's degree of profitability is usually based on the income statement, which reports on the company's results of operations;
2. Solvency - its ability to pay its obligation to creditors and other third parties in the long-term;
3. Liquidity - its ability to maintain positive cash flow, while satisfying immediate obligations;
Both 2 and 3 are based on the company's balance sheet, which indicates the financial condition of a business as of a given point in time.
4. Stability - the firm's ability to remain in business in the long run, without having to sustain significant losses in the conduct of its business. Assessing a company's stability requires the use of both the income statement and the balance sheet, as well as other financial and non-financial indicators. etc.

Financial analysts often compare financial ratios (of solvency, profitability, growth, etc.):

  • Past Performance - Across historical time periods for the same firm (the last 5 years for example),
  • Future Performance - Using historical figures and certain mathematical and statistical techniques, including present and future values, This extrapolation method is the main source of errors in Financial Trend Analysis as past statistics can be poor predictors of future prospects.
  • Comparative Performance - Comparison between similar firms.

These ratios are calculated by dividing a (group of) account balance(s), taken from the balance sheet and / or the income statement, by another, for example :

  • Net income / equity = return on equity (ROE)
  • Net income / total assets = return on assets (ROA)
  • Stock price / earnings per share = P/E ratio

Comparing financial ratios is merely one way of conducting Financial Trend Analysis. Financial ratios face several theoretical challenges:

They say little about the firm's prospects in an absolute sense. Their insights about relative performance require a reference point from other time periods or similar firms.

One ratio holds little meaning. As indicators, ratios can be logically interpreted in at least two ways. One can partially overcome this problem by combining several related ratios to paint a more comprehensive picture of the firm's performance.

Seasonal factors may prevent year-end values from being representative. A ratio's values may be distorted as account balances change from the beginning to the end of an accounting period. Use average values for such accounts whenever possible.

Financial ratios are no more objective than the accounting methods employed. Changes in accounting policies or choices can yield drastically different ratio values.

Number of Pages of Project Report: 60
Package Includes: Excel Sheet + Project Report
Project Format: Document (.doc)

Table of Contents of Project Report:
EXECUTIVE SUMMARY
CHAPTER 1: INTRODUCTION
1.1 NEED OF STUDY OR RESEARCH PROBLEM
1.2 OBJECTIVES OF THE STUDY
CHAPTER 2: LITERATURE REVIEW
CHAPTER 3: INDUSTRY PROFILE
CHAPTER 3: COMPANY PROFILE
CHAPTER 4: RESEARCH METHODOLOGY
TYPE OF RESEARCH METHOD
DATA COLLECTION
DATA ANALYSIS METHOD
TOOLS USED FOR ANALYSIS
CHAPTER 4: DATA PRESENTATION AND ANALYSIS
RATIO ANALYSIS
TREND ANALYSIS
FINDINGS
RECOMMENDATIONS
CONCLUSIONS
BIBLIOGRAPHY


About Us    Privacy Policy    Shipping/Cancellation/Refund Policy    Terms and Conditions    Site map

Copyright © 2017 ProjectFever.com - MBA project reports, BBA project reports, MBA synopsis, Project proposal, Download project reports, Projects sample, MBA project topics